Commercial Lenders

Ken Kozma Ken Kozma is Senior Vice President and Chief Lending Officer. He is based at our Main Branch. Ken began working at St. Johns Bank as a teller, moved over to the commercial lending department in 2003 and was named Chief Lending Officer in 2015. He is a graduate of the Graduate School of Banking and has a Master’s Degree in Finance from Lindenwood University. You can reach Ken at (314) 428-1000 ext. 3411 or kkozma@stjohnsbank.com.
Mike Lemons is a Vice President and Commercial Loan Officer at our Harvester Branch. Mike holds a Bachelor's Degree from Southern Illinois University - Carbondale and an MBA from Webster University. He has more than 10 years experience in commercial lending in the St Louis Area. Mike can be reached at (636) 939-3495 ext. 3288 or email him at mlemons@stjohnsbank.com for assistance with all your business banking needs.
James A. O'Donnell James A. O’Donnell is a Vice President and Commercial Loan Officer at our Main Bank in St John.  Jim is a graduate of St Louis and Lindenwood Universities with an MBA in Finance and more than 40 years of banking experience in commercial lending.  Jim can be reached by calling him at (314) 428-1059 ext. 3401 or email him at jodonnell@stjohnsbank.com for assistance with all your banking needs.
John Uthoff John Uthoff is a Vice President and Commercial Lender at the O'Fallon branch. John has many years of commercial lending experience and has been working at St. Johns Bank since 1999. John can help you with any of your loan needs but specializes in commercial real estate. You can reach John by calling (636) 978-7404 ext. 3609 or emailing him at juthoff@stjohnsbank.com.
Greg Jensen is an Assistant Vice President and Commercial Loan Officer with an office at our Main Bank. In addition to more than 10 years banking experience with St. Johns Bank, he has more than 18 years of retail management experience. He is ready to help you with any of your business lending needs from lines of credit to commercial real estate. Call Greg at (314) 428-1000 ext. 3535 or email him at gjensen@stjohnsbank.com.

Megan Zust is an Assistant Vice President and Commercial Loan Officer working out of our Bridgeton location. Megan graduated from the Ohio State University and has more than 10 years of banking experience. Megan is experienced in working with businesses of all sizes and can help with any Business Banking need, including Cash Management and Financing solutions. You can reach Megan by calling (314) 428-1059 ext. 3742 or by email at mzust@stjohnsbank.com.