Home Equity

It's comforting to know that a St. Johns Bank Home Equity Loan or Line of Credit can help you handle just about anything that comes along.

Home Equity Line of Credit

  • Funds are available to you after loan closing.
  • Funds are accessed by writing a check from your equity line checkbook.
  • Your equity check will be welcomed anywhere a personal check is accepted.
  • Payment options are based upon the curent outstanding balance.
  • The interest you pay may be tax deductible.*
  • Secured by the equity in your personal residence.
  • Check Current Rates

 

Home Equity Loan

  • Funds are disbursed after the federally mandated three-day waiting period.
  • Payments are fixed and predictable.
  • The interest you pay may be tax deductible.*
  • Secured by the equity in your personal residence.
  • Check Current Rates

Estimate Your Available Home Equity

*Consult your tax advisor regarding the deductibility of interest. Offer of credit is subject to credit approval.