Personal Loans

At St. Johns Bank, we know that some opportunities come only once in a lifetime. That's why we offer a variety of loan programs, allowing you to seize life's opportunities without worry. Our loan programs are flexible and can be tailored to meet your needs. Our lenders are open minded and available to meet when it's convenient for you. And as a local, independent bank, our lending decisions are made right here - typically within 24 hours. 

At St. Johns Bank, we know your time is valuable, so we've made the credit application process more convenient for you. Simply begin filling out the Personal Credit Application. Please be aware the Personal Credit Application is NOT a Mortgage Application. Please contact Joanne Miller at (314) 428-1059 ext. 3923 for Mortgage Application Information. Once your application is complete, print it, sign it, and drop it off at one of our convenient locations. If it's easier for you to mail your application to us, make sure you send it in c/o Branch Manager at the location of your choice.

Vehicle Loan

Use a vehicle loan to finance a new or used automobile. We also finance motorcycles, boats, recreational vehicles, jet skis, ATVs, and more.

Home Equity Loans / Home Equity Line of Credit

Visit the Home Equity section of our web site to learn more about home equity loans and lines of credit from St. Johns Bank.

Home Improvement Loan

If a home equity loan is not for you, perhaps a home improvement loan is what you need. These loans can be secured or unsecured, and the rate is determined by the term. Funds can be used to expand, improve, or repair your home or property.

Mortgage Loan

Visit the mortgage section of our web site to learn more about the various mortgage, construction, and bridge Loans We Offer at St. Johns Bank.

Secured Personal Loan

secured personal loan is secured by items of value such as savings accounts, CDs, or other securities such as stocks, bonds, or the cash value of life insurance. Funds can be used for anything. The rate is determined by the type of collateral and the amount borrowed.

Unsecured Personal Loan

An unsecured personal loan is a fixed-rate loan that does not require any type of collateral.

Check today's Loan Rates

Offer of credit is subject to credit approval.