Mature woman pays for lunch.

Personal Credit Card

St. Johns Bank MasterCard® Credit Card

Our credit card is different

It gives you the world-wide acceptance you get from the big, national, credit card companies, with the convenience of being from your bank...the people you already know and trust.

  • No annual fees
  • Competitive interest rate
  • Our FREE rewards program earns you rewards points for vacations, cash back1, brand name merchandise and gift cards, with every dollar spent
  • Automatic interest rate reduction when you qualify (unless you already have our best rate)
  • Free Identity Theft Resolution Services2
  • Earn additional bonus points with special Rewards promotions throughout the year
  • 24/7 online account access and customer service assistance
  • Choose your preferred due date
  • Instant access to cash at ATMs 24/7 world-wide
  • Free $250,000 Common Carrier Travel Accident Insurance3
  • Apply online or view your account.
  • Call 1-800-445-9272 for MasterCard account information.

1Cash back received in the form of a statement credit.
2See complete MasterCard Guide to Benefits for details.
3Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the bank or any of its affiliates. May go down in value.