notebook on a laptop

Fee Schedule

These fees are posted as a convenience to you in planning your financial decisions. Fees are updated regularly but are subject to change without notice. 

* Users may choose to purchase or lease a scanner. 

Fees current as of: January 1, 2017

Service Item Fee
Account Reconciliation Per hour - $30 minimum $30
Account Research Per hour - $30 minimum
ACH Reject Correction Fee Per item $5
ATM/Visa Debit Card Replacement Per item used $10
ATM Withdrawal At a non-St. Johns Bank ATM
Bank Initiated Account Disclosure Each $25
Cashiers Checks, Official Checks Per item issued $5
Cash Management Services Installation (two hours allowed) $50

Per month $30 

Bill Pay charge per month $5.95

Bill Pay charge per item $.50

Positive Pay, per month (optional) $10

Positive Pay, per upload $1

Remote Deposit Capture* $10

ACH Origination, per month (optional) $10

ACH Origination, per item $.16

Wire Transfers, domestic (optional) $10

On-site visits, per hour $25
Check Reject Fee
Each check that rejects during processing due to poor quality and is not on preferred vendor check stock will be assessed a fee. $1
Collection Services
Other banks involved may also assess a fee.
Copies Statements, checks, research $2
Deposit Correction
Per item $5
Deposited Item Returned
Per item $12
Dormant Accounts
Checking, per month (no activity for 9 months/balance under $1,000) $5

Savings, per quarter (no activity for 24 months/balance under $1,000) $5
Early Account Closure
Checking, within 180 days

Savings, within 90 days

Christmas Club, if account closed prior to annual pay out
eStatements Free
External Transfer of IRA
Per transfer
Fax Maximum five pages
Per garnishment or levy
Money Orders

Non-customers $5
NetConnect Online Banking Basic service
Free for personal and business accounts

Bill Pay, personal accounts

Bill Pay, business accounts
$5.95 per month and $.50 per bill pay
Night Drop Bag
Issue or replacement
Notary Customers Free

Non-customers, per person
Overdraft/Insufficient Funds
Continuous Negative Balance*, per day $5

Item paid into overdraft $32

Item returned $32
*Charged beginning 5th consecutive business day on accounts without Overdraft Privilege.
Photocopies Each $1
Returned Mail Handling Fee
Signature Guarantee (Medallion)
Statements Account activity printout
Stop Payments
Each $32
Transfer Via TeleConnect telephone banking
Via NetConnect OnLine Banking
Verification of Deposit/Loan
Each $10
Visa Debit Card
Per card
Wire Transfers (customers only) Incoming - Domestic

Incoming - International

Outcoming - Domestic

Outcoming - International