| Account Reconciliation |
Per hour - $30 minimum |
$30 |
| Account Research |
Per hour - $30 minimum
|
$30 |
| ACH Reject Correction Fee |
Per item |
$5 |
| ATM/Visa Debit Card Replacement |
Per item used |
$10 |
| ATM Withdrawal |
At a non-St. Johns Bank ATM
|
$1 |
| Bank Initiated Account Disclosure |
Each |
$25 |
| Cashiers Checks, Official Checks |
Per item issued |
$5 |
| Cash Management Services |
Installation (two hours allowed) |
$50 |
—
|
Per month |
$30 |
—
|
Bill Pay charge per month |
$5.95 |
—
|
Bill Pay charge per item |
$.50 |
—
|
Positive Pay, per month (optional) |
$10 |
—
|
Positive Pay, per upload |
$1 |
—
|
Remote Deposit Capture* |
$10 |
—
|
ACH Origination, per month (optional) |
$10 |
—
|
ACH Origination, per item |
$.16 |
—
|
Wire Transfers, domestic (optional) |
$10 |
—
|
On-site visits, per hour |
$25 |
Check Reject Fee
|
Each check that rejects during processing due to poor quality and is not on preferred vendor check stock will be assessed a fee. |
$1 |
Collection Services
|
Other banks involved may also assess a fee.
|
$30 |
| Copies |
Statements, checks, research |
$2 |
Deposit Correction
|
Per item |
$5 |
Deposited Item Returned
|
Per item |
$12 |
Dormant Accounts
|
Checking, per month (no activity for 9 months/balance under $1,000) |
$5 |
—
|
Savings, per quarter (no activity for 24 months/balance under $1,000) |
$5 |
Early Account Closure
|
Checking, within 180 days
|
$25 |
—
|
Savings, within 90 days
|
$25 |
—
|
Christmas Club, if account closed prior to annual pay out
|
$5 |
| eStatements |
— |
Free |
External Transfer of IRA
|
Per transfer
|
$30 |
| Fax |
Maximum five pages
|
$5 |
Garnishment/Levy
|
Per garnishment or levy
|
$10 |
Money Orders
|
Customers
|
$4 |
—
|
Non-customers |
$5 |
| NetConnect Online Banking |
Basic service
|
Free for personal and business accounts
|
—
|
Bill Pay, personal accounts
|
Free |
—
|
Bill Pay, business accounts
|
$5.95 per month and $.50 per bill pay |
Night Drop Bag
|
Issue or replacement
|
$15 |
| Notary |
Customers |
Free |
|
Non-customers, per person
|
$2 |
Overdraft/Insufficient Funds
|
Continuous Negative Balance*, per day |
$5 |
—
|
Item paid into overdraft |
$32 |
—
|
Item returned |
$32 |
| — |
*Charged beginning 5th consecutive business day on accounts without Overdraft Privilege. |
—
|
| Photocopies |
Each |
$1 |
Returned Mail Handling Fee
|
Each
|
$5 |
Signature Guarantee (Medallion)
|
Each
|
$5 |
| Statements |
Account activity printout
|
$5 |
| — |
Duplicate
|
$5
|
Stop Payments
|
Each |
$32 |
| Transfer |
Via TeleConnect telephone banking
|
Free |
| — |
Via NetConnect OnLine Banking
|
Free |
| — |
Banker-assisted
|
$5 |
Verification of Deposit/Loan
|
Each |
$10 |
Visa Debit Card
|
Per card
|
Free |
| Wire Transfers (customers only) |
Incoming - Domestic
|
$10 |
—
|
Incoming - International
|
$20 |
—
|
Outcoming - Domestic
|
$20 |
—
|
Outcoming - International
|
$55 |
