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Fee Schedule

These fees are posted as a convenience to you in planning your financial decisions. Fees are updated regularly but are subject to change without notice. 

* Users may choose to purchase or lease a scanner. 

Fees current as of: January 1, 2017

Service Item Fee
Account Reconciliation Per hour - $30 minimum $30
Account Research Per hour - $30 minimum
$30
ACH Reject Correction Fee Per item $5
ATM/Visa Debit Card Replacement Per item used $10
ATM Withdrawal At a non-St. Johns Bank ATM
$1
Bank Initiated Account Disclosure Each $25
Cashiers Checks, Official Checks Per item issued $5
Cash Management Services Installation (two hours allowed) $50

Per month $30 

Bill Pay charge per month $5.95

Bill Pay charge per item $.50

Positive Pay, per month (optional) $10

Positive Pay, per upload $1

Remote Deposit Capture* $10

ACH Origination, per month (optional) $10

ACH Origination, per item $.16

Wire Transfers, domestic (optional) $10

On-site visits, per hour $25
Check Reject Fee
Each check that rejects during processing due to poor quality and is not on preferred vendor check stock will be assessed a fee. $1
Collection Services
Other banks involved may also assess a fee.
$30
Copies Statements, checks, research $2
Deposit Correction
Per item $5
Deposited Item Returned
Per item $12
Dormant Accounts
Checking, per month (no activity for 9 months/balance under $1,000) $5

Savings, per quarter (no activity for 24 months/balance under $1,000) $5
Early Account Closure
Checking, within 180 days
$25

Savings, within 90 days
$25

Christmas Club, if account closed prior to annual pay out
$5
eStatements Free
External Transfer of IRA
Per transfer
$30
Fax Maximum five pages
$5
Garnishment/Levy
Per garnishment or levy
$10
Money Orders
Customers
$4

Non-customers $5
Online Banking Basic service
Free for personal and business accounts

Bill Pay, personal accounts
Free

Bill Pay, business accounts
$5.95 per month and $.50 per bill pay
Night Drop Bag
Issue or replacement
$15
Notary Customers Free

Non-customers, per person
$2
Overdraft/Insufficient Funds
Continuous Negative Balance*, per day $5

Item paid into overdraft $32

Item returned $32
*Charged beginning 5th consecutive business day on accounts without Overdraft Privilege.
Photocopies Each $1
Returned Mail Handling Fee
Each
$5
Signature Guarantee (Medallion)
Each
$5
Statements Account activity printout
$5
Duplicate
$5
Stop Payments
Each $32
Transfer Via TeleConnect telephone banking
Free
Via Online Banking
Free
Banker-assisted
$5
Verification of Deposit/Loan
Each $10
Visa Debit Card
Per card
Free
Wire Transfers (customers only) Incoming - Domestic
$10

Incoming - International
$20

Outcoming - Domestic
$20

Outcoming - International
$55