St. Johns Bank offers some of the most competitive loan rates around.
These rates are posted as a convenience for you in planning your financial decisions. Rates are updated regularly but are subject to change without notice. When in doubt, contact the bank to confirm. You may also call TeleConnect at (314) 423-BANK (2265) or (800) 555-BANK for current rate information around the clock.
Offer of credit is subject to credit approval.
Annual Percentage Rate based on a $10,000 loan with a $100 origination fee. If you borrowed $10,000 for 60 months at 5.25%, your monthly payment would be $193.42, with an APR of 5.64%. APR and payment calculated on no payment for first 90 days of loan.
Annual Percentage Rate based on $10,000 loan with 60 monthly payments, a $100 origination fee and an amortization of 15 years. All loans eligible for a 0.25% interest rate reduction with automatic debit from a St. Johns Bank deposit account. If you borrowed $10,000 for 60 months at 7.50%, your monthly payment would be $93.66 with an APR of 7.77% and a balloon payment at the end of 60 months.
We require 10% down payment of the vehicle purchase price or NADA loan value, whichever is less. Annual Percentage Rate based on a $10,000 loan with $100 origination fee. If you borrowed $10,000 for 60 months at 5.70%, your monthly payment would be $195.68, with an APR of 6.09%. APR and payment calculated on no payment for first 90 days of loan.
*Prime as published in the Wall Street Journal (currently 8.50%). Rates are variable and have a ceiling rate of 20%. Annual Percentage Rate may increase after consummation. Minimum amount to be financed is $10,000, 10-year term with a 20-year amortization. Call (314) 428-1059 ext. 3923 or (314) 890-3923. Consult your tax advisor regarding the deductibility of interest.
Annual Percentage Rate based on $10,000 loan. If you borrowed $10,000 for 60 months at 5.00%, your monthly payment would be $190.62 with an APR of 6.495%, which includes the 1.00% Origination Fee at closing.
Annual Percentage Rate based on $4,999.99 loan. Receive a 0.25% interest rate reduction for automatic debit from a St. Johns Bank deposit account. If you borrowed $4,999.99, including a $100 loan origination fee, for 84 months at 7.75%, your monthly payment would be $78.85 with an APR of 8.37%. Payment example does not include amounts for taxes and insurance premiums, if applicable. Actual payment obligation will be greater.
Annual Percentage Rate based on $2,500 loan. All loans include a $100 origination fee. For example, if you borrowed $2,500 for a term of 24 months, the payment would be $114.08 per month.
Annual Percentage Rate based on $10,000 loan based on a 24-month CD with a CD rate of 0.30%. All loans include a $100 origination fee. For example, if you borrowed $10,000 for 24 months, the monthly payment would be $435.49 per month with an APR of 4.28%. If CD renews before end of loan term, interest rate is adjusted according to CDs' earning rate at each subsequent renewal.
Annual Percentage Rate based on $2,500 loan with 24 monthly payments. If you borrowed $2,500 for 24 months at 18.00%, with a $100 loan origination fee, your monthly payment would be $129.04 with an APR of 22.12%.